Legal Expenses

A Legal Expenses insurance policy provides advice and cover for the legal costs of pursuing or defending certain classes of legal action, including:

  • Employee disputes
  • Disputes arising from commercial contracts
  • Tax audit
  • Partnership disputes

Available to both commercial and personal client groups, cover can be tailored to suit membership, network, association or common interest groups and can be provided as automatic add-on to a broker’s commercial or domestic portfolio.

Axis’ legal expenses product has a very flexible approach to cover and limits depending on requirements. The scope of cover and limits of indemnity can be varied to best suit the needs of the client group.

Who Can Benefit From Legal Expenses Cover?

  • Health care professionals, doctors, dentists, nurses, other healthcare providers
  • Disciplinary cover for regulated Health Care professionals
  • Chambers of Commerce as a member benefit
  • Trade Associations as a member benefit
  • Group Associations as a member benefit
  • Airline pilots and aircrew
  • Members of a trade union
  • Personal or commercial clients of a bank or financial institution
  • Brokers’ personal or commercial portfolios
  • Excess of loss protection for Associations/Affinity Groups/Unions
  • Tax investigations for accountants’ client


After the Event (ATE) Legal Expenses

Axis is also able to arrange After the Event (ATE) Legal Expenses, which covers the other side’s costs in certain types of legal actions, such as a commercial contract dispute; professional negligence claim; insolvency litigation; or unfair preference and similar litigation etc. This cover offers piece of mind to the Plaintiff by allowing them to pursue an action without fear of exposing themselves to an adverse costs order in the event that the judgment goes against them at trial.